Contact the RJP & Associates team to learn how we can put our expertise and resources to work for you.

Every day for our clients we:

• Help control their group benefit plan costs
• Provide ongoing plan management and customer service support
• Minimize their regulatory compliance risk exposure
• Increase their HR productivity and resources

Our integrated services improve your employee benefit plans and save you time and money.

Strategic Strategic Benefits Planning: Negotiation, Underwriting, and Contract Review

• Evaluate company objectives and benefits philosophy
• Analyze claims and benefits utilization
• Provide local and national benchmarking
• Perform carrier and product evaluation
• Offer provider network comparison
• Present cost projections
• Evaluate contribution strategies

Account Management

• Offer dedicated account management and customer service
• Provide benefit plan support and resource for employers, HR teams, and employees/dependents
• Provide open enrollment coordination and management
• Offer custom benefits communication materials - educate employees on how to effectively use benefits and maximize value
• Offer claims resolution support

Group Benefit Enrollment and Billing Services

• Perform manual enrollment transactions with carrier coordination to ensure accurate processing
• Provide high-end monthly carrier invoice audits (reconciliation) and discrepancy resolution management
• Provide consolidated invoices
• Collaborate with carriers to ensure accurate COBRA administration

Integrated HR Technology: Benefits, HR, and Payroll Solutions

• Provide online enrollment administration
• Analyze needs to identify the best system for each organization
• Assist in selection, integration, training, and support
• Streamline enrollment process
• Enhance benefits managementt
• Improve information sharing among employees, employers, and insurance providers

Client Risk Management and HR Services

• Support employer groups in managing regulatory compliance responsibilities: federal laws (ERISA, PPACA), state laws, IRC regulations and Section 125/Cafeteria Plan
• Provide participant notices required under ERISA for plan Summary Plan Descriptions (SPD) and the Affordable Care Act
• Prepare and file annual employee welfare benefit plan Form 5500
• Provide annual Summary Annual Report (SAR) required under ERISA
• Provide Health Care Reform consultation and education
• Provide consultation and support for HR/employment practice responsibilities; e.g., FMLA administration, Sexual Harassment training, Employee Handbook audit, etc.

Corporate Wellness Solutions

• Provide custom programs designed by RJP’s in-house RN and nationally certified Corporate Wellness Program Director (CWPD)
• Perform organizational analysis and employee survey
• Develop options and solutions for any budget
• Build and assist in 3-5 year strategic plan
• Provide access to a variety of local and national resources

What makes RJP different from other employee benefit firms?

• Personalized account management and customer service teams assigned to each client;
• Unique wellness solutions provided by our nationally certified corporate wellness director;
• Specialized department to handle escalated claims issues;
• An on-site graphic arts department that produces custom benefits materials to help educate employees and demonstrate the value of the benefits plans;
• A senior level human resources compliance and risk management team that keeps clients current with the numerous state and federal laws, helps them navigate Health Care Reform, and offers a variety of HR management services;
• A sophisticated in-house enrollment and billing team that audits and manages invoices;
• Unique wellness solutions provided by our nationally certified corporate wellness director;
• Integrated payroll solutions, online enrollment, and HR administration; and
• A combined 100+ years of professional, practical insurance experience.